RV Insurance

(Motor Homes, Fifth Wheel, Travel Trailer, Pop-ups, Campers)

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RV insurance protects you like auto and home insurance combined. For example, as you are driving your RV down the road toward your destination, your RV insurance will cover you from road and collision accidents. After you reach your destination, your RV insurance then protects against liability, theft, fire and other incidents. If you love to travel via motor home, camp in a fifth wheel or a pop-up or haul your toys in a travel trailer, then you need to call the Hurst Hofer Agency Inc. for a free quote on RV insurance today! We work with many top insurance companies to get you great RV insurance for low cost to protect you while doing what you love, traveling!

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Who Should Get RV Insurance?

There are many types of RV classes and depending on which type you have may help you determine the type of coverage you may want. 

- Class A- This type of RV is a motorhome. It is similar in style to a commercial bus. It has everything you need to live fully contained within and often costs hundreds of thousands of dollars. 

- Class B- This type of RV is much smaller than Class A. It is similar to a van but taller to allow for more headroom for standing. These types of RV's have wide wheelbases to handle the weight.

- Class C- These types of RVs have a front chassis that is a truck or van with a rear compartment that is added for living space. 

-Fifth Wheel- this type of RV requires a special tow hook-up, much like a tractor trailer hook-up, that goes in the back of a pickup truck. This type of RV is a tow behind RV. 

-Toy Haulers- this type of trailer is simply an enclosed trailer for hauling dirt bikes, snowmobiles etc. 

- Pop-ups- This type of RV can be large or small depending on the requirements of the owner. This type of RV has slide out beds usually, and is a tow behind type of trailer. 

- Camper- This type of RV is a hard sided, some have slide outs, that is a tow behind type of trailer. Some are very large while some are small depending on the requirements of the owner. 

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Types of Coverages

Understanding what type of RV you have will help you understand what types of coverages you need. Motorized RV's need the same types of coverages your vehicle has such as:

     - Comprehensive

     - Liability

     - Collision

Non-motorized RV's should have coverages for both on and off road damages as well for your peace of mind. 

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Call us today at 315-457-3580 at the Hurst Hofer Agency Inc. for a free quote today!

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